Giving to c89.5 with your Donor-Advised Fund

A gift from your donor-advised fund supports the positive vibes and music you love, connects you to the dance music community in PNW, and provides career training for students in our high school program.

Advise your fund to make a grant to the c895/KNHC Public Radio Association (tax ID: 20-5402402)

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How do I donate to c89.5 through my donor-advised fund?

Use the link above to search for your donor-advised fund sponsor (examples include Fidelity Charitable, Vanguard Charitable, Charles Schwab, Charityvest, and Greater Horizons. Locally, the Seattle Foundation also has a donor-advised fund.)

After your gift, email c89.5 membership director, Bruce Wirth to let us know how much you are donating and from which donor-advised fund we should expect to receive a gift. This helps us properly attribute the gift to your c89.5 member record. Of course, gifts can also be made anonymously.

What is a donor-advised fund?

A donor-advised fund (DAF) is like a mutual fund used solely for donations to nonprofit organizations. Instead of investing their money in a mutual fund, donors make an irrevocable gift to the fund (known as a “sponsoring organization”) and get an immediate tax deduction. Then, donors direct the sponsor to make a gift to a nonprofit of their choice.  Essentially, you are donating to a nonprofit (the sponsoring organization) that invests your money and then distributes grants to nonprofits of your choice.

How do I establish a donor-advised fund?

  • Consult your financial advisor for more information on the pros and cons of donor-advised funds.
  • Establish your donor-advised fund by making an irrevocable, tax-deductible donation to the sponsoring organization.
  • Decide on your investment allocation strategy.
  • Recommend a grant to the c895/KNHC Public Radio Association (tax ID: 20-5402402).

What are the main advantages of a donor-advised fund?

  • Simplicity – The DAF sponsor handles all record-keeping, disbursements, and tax receipts.
  • Flexibility– The timing of your tax deduction can be separate from your charitable decision-making.
  • Tax-efficiency – Contributions are tax-deductible and any investment growth in the DAF is tax-free. It is also easy to donate long-term, appreciated securities, eliminating capital gains taxes and allowing you to support multiple charities from one block of stock.
  • Family legacy– A DAF is a powerful way to build or continue a tradition of family philanthropy.
  • Privacy (if desired) – Donors may choose to remain anonymous to the grant recipient.
  • No start-up costs – There is usually no cost to establish a donor-advised fund. However, sponsoring organizations generally assess an administrative fee on the assets and may require a minimum initial contribution. Fees depend on the sponsoring organization.

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